I have signed up to complete the polar bear swim challenge at gold level. That means I will be swimming at least 1km a month between Nov 21 and Mar 22 in just a swimming costume, cap and goggles. No matter how chilly it gets!!

I’ve been looking for a cause to raise money for, and co-incidentally, one of my qualifying swims will be a silent swim on Remembrance Sunday at 11am. Through that, I found poppy Scotland, who help armed forces communities north of the border.

Thank you in advance for any contribution. , it means a lot! Caroline Hornby